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Credit Officer

Fresno, California

JOB DETAILS
10182010
Strategic Partners Consultants
5-8 Years
Bachelor's Degree
Full-Time/Regular
90000.00-99000.00  Paid Unknown (USD American Dollar)
01/27/2016
JOB DESCRIPTION
Job Description
As Credit Officer, reviews request for establishment of commercial loans and commercial credit lines, collects and analyzes financial and related information. 
  • Determines the general credit worthiness of the prospect and the merits of the loan requests.
  • Prepares factual summary related to applicant’s credit worthiness.
  • Approves or declines within designated credit authority.
  • Prepares recommendations for loan/line amounts above identified credit authority.
  • Drafts CLD-50 loan reports with supporting schedule, as well as OTD.
  • Manages assigned loan portfolio through active support of FSO and BSM network. 
Previous commercial lending experience where incumbent has analyzed a variety of commercial lending transactions.  Must be knowledgeable of banking resolutions, business law, branch banking and loan documentation.  Bachelor’s degree desirable. Excellent communication, analytical, PC literacy and interpersonal skills are required.EOE
ADDITIONAL DETAILS
1
Banking/Financial Services
None Required